Personal Loans

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Pearl Rewards Platinum Card

Credit Card
Benefits: Earn reward points with every purchase and redeem for merchandise and gift certificates plus get the benefits of a platinum card! No annual fees and low APRs. 1 point per $1 spent.

To check out rewards: click here

PHFCU Classic Card

credit card
Benefits: A traditional credit card that offers fixed rates, no annual fees, and low APRs.

PHFCU Secured Visa Card

credit card
Benefits: A secured card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account; you can charge up to $500. You can add to the deposit to add more credit. Fixed rates, no annual fees, and no application fees.

MasterCard Debit Card

debit card
Benefits: The PHFCU Debit MasterCard gives you access to your checking account, as well as your savings account. Swipe and sign like a credit card or enter your pin like an ATM Card. Use your debit card wherever MasterCard is accepted.

Instant Issue Debit Cards

debit card
Benefits: Did you lose your Debit Card or was your card stolen and you need it immediately? Get your Debit Card while you are at the branch. This service is available at Waipio and Airport locations. For other locations, cards can be sent to the branch of your choice for you to pick up (Please allow for 3 business days). Choose from a list of designs that fit your personal style.

ATM Card

atm card
Benefits: With an ATM card, you will have convenient access to your savings account at ATMs.



ATM or Debit: Report Lost or Stolen 800-987-5583 or 800-472-3272
ATM or Debit: Activation and PIN Selection 800-992-3808
Credit Card: Lost or Stolen 800-442-4757
Credit Card: Activation 866-883-8472
Credit Cards- General Number 866-820-3015